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  • LTCI Product Pricing Discussion
    NTO rates and first year lapses. When setting mortality assump- tions, most actuaries would agree that ... for mortality assumption may be U.S. population data along with selection factors or an annuity table ...

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    • Authors: Andrew Herman
    • Date: Sep 1999
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Actuarial Profession>Standards of practice; Long-term Care>Long-term care insurance
  • Trends in Long-Term-Care Product Design and Pricing Issues
    second bundling approach is basically using an annuity- a single premium, deferred premium, or mutual ... soon somebody will come up with a combination of annuity and LTC and essentially have a universal LTC as ...

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    • Authors: Robert Yee, Roger L Martin, Andrew Herman
    • Date: Jun 1999
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Standards of practice; Long-term Care>Long-term care insurance